UK Personal pensions 50% more expensive than US equivalent

The Telegraph mystery shopper exercise exposes how high charging products are still being sold on the premise of 'quality'. But can total expenses of circa 2% pa be justified on a World Equity fund? Is commission the main impetus for sales?

I note that the Fidelity IFA portal helpfully allows advisers to sort funds into order of commission payable - I wonder why that would be relevant? Best and most appropriate fund, or the one paying the IFA the most residual commission annually?

See attached article from the Telegraph which highlights the differences between the US and UK:

www.tinyurl.com/6jxozym

Worst of all, of course, is the predicament for older style pension holders suffering high charge entrapment due to penal exit penalties.